Predicting Dilution – The Key for Invoice Finance Solutions
Sabeen Ahmed, COO and Chief Credit Officer, The Interface Finance Group There are few truisms left anymore especially in this era where trust is at a premium and everything appears to be a product of fake or fiat news. But in terms of the risk, funding receivables based on seller’s data or funding receivables based […]
Digital Supply Chain Finance – A Silent Revolution Underway
How Multi-Enterprise Networks are Changing the Supplier Finance Game
The Blurring of Supply Chain Finance Definitions
DAVID GUSTIN, Chief Strategy Officer, The Interface Financial GroupNovember 20, 2018, Source: Spend Matters I often get this question about how factoring and supply chain finance differs from traditional invoice finance. And the real answer is it\’s very murky. There is certainly a blurring between invoice finance, invoice discounting, factoring, supply chain finance, and asset-based […]
Many Fintechs Still Rely on \’Bring Your Own Bank\’ Strategy for Supply Chain Finance
DAVID GUSTIN, Chief Strategy Officer, The Interface Financial Group Today, banks are by far the dominant player in providing supply chain finance, and do so in four ways: Direct credit facilities to their customers (corporate buyers) who can then use the facility for early payment to their supplier ecosystem. Provide an uncommitted credit facility to […]
How Fintechs Can Use Non-Banks for Supply Chain Finance
DAVID GUSTIN, Chief Strategy Officer, The Interface Financial Group February 12, 2019 In my last post, \”Many Fintechs Still Rely on \’Bring Your Own Bank\’ Strategy\” for Supply Chain Finance, I discussed how source-to-pay platforms and other cloud software providers still rely on their clients’ house banks for supply chain finance and why that might […]
Has Off-Platform Lending’s Time Finally Arrived?
DAVID GUSTIN, Chief Strategy Officer, The Interface Financial Group January 15, 2019 “You would rather have the cash than borrow against it.No one says I would like a lot of inventory so I can borrowagainst it.” — CFO in farming and mining machinery More companies are required to use supplier […]
Addressing S2P Platform Misconceptions Around Early Pay Programs
DAVID GUSTIN, Chief Strategy Officer, The Interface Financial Group February 27, 2019 David Gustin is the chief strategy officer for The Interface Financial Group responsible for digital supply chain finance and is a contributing author to Trade Financing Matters. Few source-to-pay platforms, payment processors or other networks have been able to develop early pay dynamic […]
Pricing Power and Playing with Payment Terms
DAVID GUSTIN, Chief Strategy Officer, The Interface Financial Group March 12, 2019 David Gustin is the chief strategy officer for The Interface Financial Group responsible for digital supply chain finance and is a contributing author to Trade Financing Matters. “When an inflation regime shifts, there’s only one question that really matters for […]
Why Corporates Can\’t Fund Early Pay Programs (Dynamic Discounting + SCF)
DAVID GUSTIN, Chief Strategy Officer, The Interface Financial Group March 19, 2019 We hear so much about how flush American companies are with cash. Pundits are out there talking about how much cash corporate America has. But this story is highly misleading. If you look at the graph below, 5% of S&P […]